Group 

Best Doctors Insurance provides access to premium healthcare around the world for Employees and their Families.

Provide your employees with a level of healthcare that extends beyond their current provincial coverage and even supplementary plans. This product knows no bounds, operating on an international scale to deliver care from world renowned doctors, specialists and medical facilities.

Key benefits

The Best Doctors Insurance GLOBAL MEDICAL CARE PLUS™ product works behind the scenes on your behalf to:

Significantly reducing your wait times.

Covering pre-existing conditions after 24 months.

Providing a second medical opinion on an initial diagnosis.

Up to $5,000,000 CAD of international health insurance coverage.

An in-depth executive health assessment to screen for diseases, and a customized plan with preventative strategies to improve and enhance overall health.

Ease of use. Submit and follow your claim online or right on your phone through a mobile app.

Straightforward Claims Process

We focus on fulfilling claims as quickly and seamlessly as possible:

Up to $5,000,000 CAD of international health insurance coverage.

A medical notification form is sent to Best Doctors Insurance

We respond to your employee within two business days

Next steps are put into action immediately (i.e. health assessment, appointment booking, second opinion)

Why It Matters

In a business environment where competition is aggressive and employee loyalty matters more than ever before, a company that cares for its people is an environment conductive to retaining top talent. When you invest in the health of your employees, you strengthen the organization's culture, promote engagement and foster retention.

Healthy, committed employees function optimally and deliver results. They are also more productive, efficient, motivated and have the power to elevate the morale of the organization.

How we can help you?

Group Plan Benefit Summary

Global Medical Care Plus (GMC+) group plan provides health care coverage that enables you to access care anywhere in the world. The maximum benefit amounts included in your policy are indicated below...

Maximum Benefit

. Choice of $1 million, $2 million or $5 million.

. Per person, per policy year.

. Per person over the age of 70 $500,000.

Deductible - Diagnostic Services

. 2 Choices - $250 and same as all other services.

Deductible - Annual Executive Medical Assessment

. 3 Choices - $0, $250, or $500.

Deductible - Annual Executive Medical Assessment

. 7 Choices - $250, $500, $1000, $2,500, $5,000, $10,000 or $20,000.

Renewal

Annual.

Coverage

Worldwide.

Standard Room (Semi-Private)

100% with no limit to the number of days.

Intensive Care Unit / Life Support

Maximum of $5,000 per day (room and board) up to a maximum of 90 days.

Outpatient Surgery

100%.

Emergency Room

100%.

Diagnostics Services

100%.

Annual Executive Medical Assessment

100%.

Cancer Treatment

100%.

Dialysis

100%.

Maternity Benefit

. After the deductible, Best Doctors Canada Insurance Services will pay 50% of the next $100,000 of eligible medical expenses, then 100% to a maximum of $250,000. Covered maternity expenses include prenatal care, delivery, and postnatal care.

. Maternity coverage has a 12 month waiting period from the date the policy was issued.

. Dependent daughters are not eligible to receive maternity coverage.

Inclusion of Newborn

Automatically covered as a dependent if born to a mother with maternity benefits.

Transplants

$1,000,000 lifetime maximum and $20,000 for living donor.

Physical Therapy and Rehabilitation

Maximum of $5,000 per person.

Durable Medical Equipment

Maximum of $5,000 per person.

Prescription / Life Sustaining Drugs

. Inpatient: Unlimited.

. Outpatients: Maximum of $45,000 per person.

Air Ambulance

Maximum of $45,000 per person.

Ground Ambulance

100%.

Repatriation Of Mortal Remains

Maximum of $25,000 in the event of death during a covered hospitalization outside the country of residence.

Congenital Conditions

. $150,000 per lifetime if manifested before age 18.

. $1,000,000 per lifetime if manifested after age 18.

Unique Services

. InterConsultation™: provides you with an in-depth review of your medical files by a Best Doctors specialist to confirm a medical diagnosis and recommend the most promising treatment options. You and your doctor benefit from the insights of a top medical experts, and constant guidance and support from a Best Doctors Member Advocate.

. Concierge™: provides you with assistance with hotels, travel, medical appointments, and translation services when pursuing care away from home.

Travel Expenses

. When pursuing treatment over 320 kilometers from your home, up to $5,000 per year may be used to pay for transportation (to/from point of service) and accommodation while receiving medical treatment. (5% load charge).

Continuation Option

. For employees and eligible spouses who have been covered for two years or more on a continious basis from the date first eligible (without any interruption in benefit coverage), conversion to an individual plan is available (25% load charge).

Outpatient Drug Benefit

. Eligible to purchase up to $45,000 benefit for outpatient drugs (5% load charge).

24 Month Pre-Ex Waiver

. For groups of 50+ employees, the pre-ex can be waived based on 2 medical questions. A separate Pre-Exclusion Waiver Form for corporate groups must be completed by all employees (20% load charge).